An investor places $5,000 in an account. The stated annual interest rate is 6% compounded monthly. The value of the account at the end of three years is closest to:

Answer :

Answer:

$5,983.40

Explanation:

Data provided in the question:

Principle amount = $5,000

Interest rate, r = 6% = 0.06

Time, t = 3 years

Compounded monthly i.e number of periods n = 12

Now,

Final amount = Principle × [tex]\left( 1 + \frac{r}{n} \right)^{\Large{n\times t}}[/tex]

or

Final amount = $5,000 × [tex]\left( 1 + \frac{0.06}{12} \right)^{\Large{12\times3}}[/tex]

or

Final amount = $5,000 × 1.005³⁶

or

Final amount = $5,000 × 1.196

or

Final amount = $5,983.40

The value of the account at the end of three years is closest to  $5,983.40.

What is the value of the account at the end of three years?

When an account earns a compound interest monthly it means that the amount invested and the interest accured increases in value every month.

The formula for calculating future value:

FV = P (1 + r)^nm

  • FV = Future value
  • P = Present value
  • R = interest rate  = 6/12 = 0.5%
  • m = number of compounding = 12
  • N = number of years

$5000 x (1.005)^(3 x 12) = $5,983.40

(To learn more about future value, please check: https://brainly.com/question/18760477

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