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Periodic payments on installment notes typically include installment fees. a portion that reflects interest at the stated interest rate. a portion that reflects interest at the effective interest rate. a portion that reduces the outstanding loan balance.

Answer :

Answer:

A portion that reflect interest at the stated rate

A portion that reduces the balance

Explanation:

An installment loan is a type of loan that is repaid over a specified period of time in a regular progressive pattern

The terms of an installment notes like installment fees ,interest rate , duration  of loan , possible penalties if terms are defaulted  are usually defined at the onset.

Some may attract prepayment penalty if paid before the agreed loan term

At each repayment , the principal , interest and the outstanding balance of the loan is provided for proper accountability

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