Answer :
Answer:
The correct answer is letter "C": both I and II.
Explanation:
Retirement annuities are perpetual payments received by insurance companies as the result of hiring an insurance paid in a lump sum or small payments. Disability income insurance is one hired to provide employees a percentage of their regular salary when they are not working as a result of an illness or disability while still being employed.
Both types of insurances mentioned above are offered by insurance companies offering life insurances.