Answer :
Answer:
Part A
$63,524
Part B
67.5 months or 5 years 7 months
Explanation:
Future value is the sum of value of principal invested and compounded return received over the investment period.
Using following formula of future value to calculate the required interest rate.
FV = PV x ( 1 + r )^n
Part A
PV = Present value = $50,000
n = number of years = 4 years
r = Interest rate = 6%
FV = Future value = ?
FV = 50,000 x ( 1 + 0.06/12 )^4*12
FV = $63,524
Part B
PV = Present value = $50,000
r = Interest rate = 6%
FV = Future value = 50,000+20,000 = $70,000
n = number of years = ?
$70,000 = 50,000 x ( 1 + 0.06/12 )^n
$70,000 / 50,000 = 1.005^n
1.4 = 1.005 n
log 1.4 = n log 1.005
n = log 1.4 / log 1.005
n = 67.5 months
n = 5 years 7 months