Using the continuous compounding equation, if someone invested $5,000 at an interest rate of 3.5%, and someone else invested $5,250 at an interest rate of 3.2%, how long would it take for both accounts to have the same value? What value would both accounts have?

Answer :

Answer:

Therefore after 16.26 unit of time, both accounts have same balance.

The both account have $8,834.43.

Explanation:

Formula for continuous compounding :

[tex]P(t)=P_0e^{rt}[/tex]

P(t)=  value after t time

[tex]P_0[/tex]= Initial principal

r= rate of interest annually

t=length of time.

Given that, someone invested $5,000 at an interest 3.5% and another one  invested $5,250 at an interest 3.2% .

Let after t year the both accounts have same balance.

For the first case,

P= $5,000, r=3.5%=0.035

[tex]P(t)=5000e^{0.035t}[/tex]

For the second case,

P= $5,250, r=3.5%=0.032

[tex]P(t)=5250e^{0.032t}[/tex]

According to the problem,

[tex]5000e^{0.035t}=5250e^{0.032t}[/tex]

[tex]\Rightarrow \frac{e^{0.035t}}{e^{0.032t}}=\frac{5250}{5000}[/tex]

[tex]\Rightarrow e^{0.035t-0.032t}=\frac{21}{20}[/tex]

[tex]\Rightarrow e^{0.003t}=\frac{21}{20}[/tex]

Taking ln both sides

[tex]\Rightarrow lne^{0.003t}=ln(\frac{21}{20})[/tex]

[tex]\Rightarrow 0.003t}=ln(\frac{21}{20})[/tex]

[tex]\Rightarrow t}=\frac{ln(\frac{21}{20})}{0.003}[/tex]

[tex]\Rightarrow t= 16.26[/tex]

Therefore after 16.26 unit of time, both accounts have same balance.

The account balance on that time is

[tex]P(16.26)=5000e^{0.035\times 16.26}[/tex]

              =$8,834.43

The both account have $8,834.43.

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