If you plan to live in a home for three years and then sell, which of the following $100,000 loans would be to your best interest? 1. 9% fixed rate, amortized loan with a cost of 3 ½ discount points (monthly PI payments of $804) 2. 9% adjustable rate mortgage with a 1% yearly cap and no discount points. (1st year monthly payments of $804, 2nd year of $876, and 3rd year of $950.) 3. 8% fixed rate, amortized loan with a cost of 6 discount points (monthly PI payments of $733) 4. All of the above options are the same